I am 27M currently living in Selangor, I have a ex friend in Sabah which I met online gaming since covid. I am currently devastated as he scammed most of my saving for his “emergency startup company” and I borrowed him RM4k for helping him since this January, and now he gone radio silent ever since and not even online presence. I have bills piling up since August and I don’t even know what to do. I feel shark loan can possibly help me out but I am really have no idea how to even get RM1k to pay room rent, phone bill and bicycle rental.