Hi all, turning 22 this year, have about 30k saved up from working for the past 1.5 years, alongside with around 8k in EPF (self contribute+employer contribution) and was up until recently doing an internship in tech for 3.5k monthly and a few side hustles.
I have 30k liquid, and plan to keep 15 ish k in hyse @ 4%, and the rest to be invested. I don’t spend much, only about 1k every month on food and wants since I live with my parent. I wouldn’t say I’m super financially literate I do the 50 30 20 rule, but I think the 50 portion is too conservative and I do intend to look for FIRE or at least lean FIRE down the line.
Just wanted to have a few suggestions as to what I should do to with the money I should not be so conservative with. I’m typically very hands off and do not like to constantly monitor my stock every single day, I just want to contribute once a month and DCA it regardless of the economic situation. Any recccomendations?