I’m trying to make a decision and would appreciate some outside perspectives.
I’m currently earning around RM 11-12,000/month. I live at home with my family, have my own room, and overall it’s very comfortable - meals are handled, cleaning is taken care of by maids, and my monthly expenses are low.
I’m considering renting a 3-bedroom condo (~1500 sqft) for RM 2,200/month. It’s only about 5–10 minutes away from my family home.
Some context:
I work remotely full-time
I have RM1,000/month in fixed loan commitments (car + student loan). Aside from that, I’ve got some subscription services for media and entertainment that comes up to a couple hundred a month but overall my expenses are usually under RM1,500 per month.
I’m targeting saving at least RM 5-6,000/month
If I move out, I’d still go back home regularly for meals and laundry
Financially, I can afford it without stretching myself. The bigger question is whether it’s actually worth it.
The main reason I’m considering moving out is for independence and convenience in my personal life. I’m recently single and dating actively, and booking Airbnb 1–3 times a week (~RM 150/night) is getting annoying and adds up.
At the same time, I don’t feel “constrained” at home. It’s comfortable, efficient, and I’d be saving an extra RM 2.2k/month if I stayed.
So I guess my dilemma is:
Stay home, maximise savings, keep life easy?
Move out, spend more, but gain independence and flexibility?
For those who’ve been in a similar position:
- Did moving out feel worth it even if home life was already comfortable?
- Or did you regret the extra spending when you didn’t “need” to move?
Appreciate any perspectives, especially from people who’ve faced a similar trade-off. Thanks!